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Bank Account FAQs




Bank account?

I have a checking account with Washington Mutual. My account is $400 overdrawn. If the bank closes my account and sends me to collections will that hurt my FICO credit score? The reason why I ask is because one of the office workers there sat down with me on the issue and [...]

Do you need a bank account to purchase something with paypal?

I have a paypal account and a bank account. Is paypal similar to a secondary bank account? Can I use paypal by itself to make payments, or do I need to link it with my bank account to submit payment? I am asking this question, because every time I log in to paypal, it says [...]

How do I go about opening a bank account?

I’ve never had enough money before to need a bank account. Now that I earn money, what is the process of banking? Do I open a checking or savings account or both? What bank do you use? suggestions pls?

How do you transfer money from your bank account to your Paypal account?

I am trying to use eBay with my bank account. How do I get money from my bank account to my paypal account? My bank account and Paypal is already tied and confirmed, but how do I get money from my bank to my Paypal?

How does a creditor find your bank account?

There was a levy placed on my current bank account by a bill collecting agency(credit-card debt) and I am stil owing. My dilienma is that I was laid off from my job and I cannot afford to pay right now. I want to file my taxes and have the funds go directly to my bank [...]

How does a Lender know you have a bank account to attach a judgement to?

With thousands of banks in the US. How does a lender find out where I bank at and thus levy my bank account?
For instance I have 3 savings accounts. I know my social is attached to the account.. Do they query the IRS for my banking records or something?

How to get back my share of joint bank account balance when my partner has vanished?

The joint bank account is with a Hong Kong bank and two signatures are required for withdrawals. Since my joint account partner has vanished for a long time, the funds have been frozen for years now. Anyone please advise of any procedure Hong Kong banks would allow the locatable account holder to access his/her [...]

How to open a bank account if you are homeless ?

To claim for benefits, you need a bank account to receive the money.
- BUT
To open a bank account, you need a residential certificate or something.
- SO
you cannot receive anything !
Is there any other solutions ?

I have changed bank accounts since I had my tax refund direct deposited. How do I change my bank account info

My rebate is going to be deposited into a closed account. I need to change my bank account info with the IRS>

What bank account can wire money to an external bank without knowing the two small deposits or login?

I am trying to send money to different people in my family from the internet. I am looking for what Bank will allow for ACH transfers or direct wiring of money to another bank account without having to supply the “two small deposits” or knowing the login information of the payee. I just want to [...]